Saying yes can feel really good.
You can say yes to a new job, yes to a proposition, yes to more freshly grated parmesan on top of your pasta.
But you know what feels even better sometimes? Saying no.
Saying no is powerful. Saying no is a statement. And saying no can save you a ton of money. Just how much? It depends on how often you can say no to these situations:
1. Say No to Expensive Car Insurance and Save $489/ Year
When’s the last time you checked gondola assurance prices? Try shopping now and say no to your overpriced automobile insurance policy.
You should patronize your options every six months or so — it could save you some serious money. Let’s be real, though. It’s probably not the first thing you think about when you wake up. But it doesn’t have to be.
A website called Insure.com procreates it super easy to compare car coverage expenditures. All you have to do is enter your ZIP code and your age, and it’ll show you your options.
Using Insure.com, people have saved an average of $489 a year.
Yup. That “couldve been” $ 500 back in your pocket just for taking a few minutes to look at your alternatives.
2. Say No to Paying Full Price and Save $1,825 This Year
Wouldn’t it be nice if you got an alert when you’re shopping online at Target and are about to overpay?
That’s exactly what this free service does. It says no for you.
Just add it to your browser for free, and before you check out, it’ll check other websites, including Walmart, eBay and others to see if your piece is available for cheaper. Plus, you can get coupon codes, set up price-drop alertings and even interpret the item’s cost history.
Let’s say you’re shopping for a brand-new Tv, and you assume you’ve concluded the best price. Here’s when you’ll get a pop up letting you know if that precise TV is available abroad for cheaper. If there are any available voucher codes, they’ll likewise automatically be applied to your order.
Using it’s savings approximate tool, you could save between $365 and $1,825 every single year, depending on how many online acquires you make.
You can get started in just a few clinks to see if you’re overpaying online.
Capital One Shopping compensates us when you get the extension using the links provided.
3. Say No to Paying Your Credit Card Company
Your credit card company is getting rich by ripping you off with high-pitched interest rates. But an internet site announced AmOne wants to help you say no to those insane interest payments.
If you owe your credit cards business $50,000 or less, AmOne will parallel you with a low-interest loan you can use to pay off every single one of your balances.
The benefit? You’ll be left with one statute to pay each month. And because personal loans have lower interest rates( AmOne proportions start at 3.49% APR ), you’ll get out of pay that much faster. Plus: No credit card payment this month.
AmOne maintenances your information confidential and reassuring, which is probably why after 20 times in business, it still has an A+ rating with the Better Business Bureau.
It makes two minutes to see if you qualify for up to $ 50,000 online. You do need to give AmOne a real phone number in order to qualify, but don’t worry — they won’t spam you with phone calls.
4. Say No to Low Interest Banking Accounts and Get $100
Low interest banking chronicles are all too common. You can manufacture simply pennies on your coin. But with an note from a company called Aspiration, you can finally say no to those measly interest rates — and make a sign up bonus, too.
So, how’s an extra $ 100 and 16 goes the average interest sound? For free? Earnestly. Aspiration will give you $100 just for opening a brand-new debit card.
Sure, a great deal of debit cards offer sign-up bonuses throughout the year, but they often require you to startle through hoops with basic requirements that feel inconceivable to hit.
But Aspiration becomes it simple. To make your $100, here’s all you need to do : Open your Aspiration account and deposit at least $ 10. Then set up and receive three direct situates of at least $ 500 each from your paycheck or authority welfares. That’s it! Then just wait for your check.
Even better? Your debit card comes you up to 10% money back on your purchases and can deserve you 16 meters the average interest on the money in your account.
Enter your email address here, and link your bank account. And don’t worry. Your money is FDIC ascertained and under a military-grade encryption. That’s nerd talk for “this is totally safe.”
5. Say No to Getting Ripped Off By Your Home Insurance Company and Save $690/ Year
You’re probably wasting coin right now. And it’s probably on something you’d never expect — your homeowners insurance policy.
This isn’t something you actively “ve been thinking about” — you just know you’re required to have it.
The problem is, you’re paying too much. Luckily, an insurance company called Policygenius procreates it easy to find out how much you’re overpaying. It experiences you cheaper policies and special rebates in minutes.
In fact, it saves useds an average of $690 a year — or $57.50 a month. It’ll even help you break up with your old-time insurance company.( You’re allowed to cancel your program at any time, and your busines should publish you a refund .)
And only because you’re saving money doesn’t mean you’re skimping on coverage. Policygenius will make sure you have what you need.
Just answer a few questions about your home is how much money you’re wasting.
This was originally published on The Penny Hoarder, which helps millions of books worldwide deserve and save money by sharing unique job opportunities, personal floors, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.
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