Dalelorenzo's GDI Blog
27Jun/210

Chase Southwest Credit Cards: 65,000 Bonus Points Worth Over $900 in Wanna Get Away Airfare

Updated offers. Southwest Airline offers the unique Companion Pass, which lets you pick one person to fly with free when you book either paid or award flights( including to Hawaii !) on Southwest. Importantly, objects earned from credit cards are certifying points toward the requirement, including sign-up bonuses! You were generally get very close to that magic number when you add up the potential miles from these Southwest consumer and business card. This is on top of the value of redeeming those sites for miles( 75,000 items can get you $1,100+ in Wanna Get Away airfare ).

Southwest Rapid Rewards( r) Plus credit cards

65,000 pitches after $2,000 in buys within the first the three months. 3,000 bonus items after each Cardmember anniversary. 1 point per$ 1 spent on all other buys. $69 annual reward.

Southwest Rapid Rewards( r) Premier card

65,000 pitches after $2,000 in buys within the first the three months. 6,000 bonus qualities after each Cardmember anniversary. 1 stage per$ 1 spent on all other acquires. $99 annual fee.

Southwest Rapid Rewards( r) Priority card

65,000 items after $2,000 in buys within the first 3 months. 7,500 bonus tops after each Cardmember anniversary. $75 Southwest annual roam ascribe. Four Upgraded Boardings per year when accessible. 20% back on inflight liquors, WiFi, messaging, and movies. Give rank qualifying points towards -Alist status. 1 moment per$ 1 spent on all other acquires. $149 annual fee.

The following are business credit cards 😛 TAGEND

Southwest Rapid Rewards Performance Business card

80,000 places after $5,000 in buys within the first the three months. 9,000 bonus stages after each Cardmember anniversary. 3 points per$ 1 spent on Southwest( r) acquisitions and Rapid Rewards( r) Hotel and Car Rental Partner obtains. 2 points per$ 1 spent on social media and search engine advertising, Internet, cable and phone services and 1 extent per$ 1 spent on all other obtains. 4 Upgraded Boardings per year when accessible. Inflight WiFi Credits( up to 365 x$ 8 ascribes per year ). Global Entry or TSA PreCheck( r) Fee Credit in the form of a statement credit of up to $ 100 every four years. $199 annual cost.

Southwest Rapid Rewards Premier Business poster

60,000 Rapid Rewards parts after you spend $3,000 on acquisitions in the first the three months. 6,000 bonus degrees after each Cardmember anniversary. 2 points per$ 1 spent on Southwest( r) buys and Rapid Rewards( r) Hotel and Car Rental Partner purchases. 1 level per$ 1 spent on all other obtains. $99 annual fee.

Value of Rapid Rewards details. Exchanging Southwest points for flights motleys in a narrow-minded array, but a very reasonable approximation from my experience is 1.5 cents in Wanna Get Away airfare in per pitch. That works out to $ 600+ in Wanna Get Away airfare from 40,000 levels or $900+ in Wanna Get Away airfare for 60,000 levels or $1,100+ in Wanna Get Away airfare from 75,000 qualities( you are still accountable for taxes and rewards from $5.60 one-way ). Importantly, Southwest does NOT have blackout times or seat restrictions when you exchange with degrees. This means that Southwest objects are much easier to use than a" saver bestow" on traditional airlines.

Now, if you manage to qualify for the the Companion Pass on every excursion that you book with those spots, that double-dealings the potential value of each award redemption. In other commands, 125,000 Rapid Rewards, would usually get you $ 1,850 in Wanna Get Away airfare, but with the Companion Pass you'd get an extra attendant ticket for every flight booked.

A backup option is knack card savings. You can currently exchange 6,750 spots for a $50 a Amazon.com or Walmart gift certificate. That does 60,000 targets worth $444 in Amazon or Walmart gift posters. It's something, but less than half the ethic you were able to get from redeeming for flights.

Southwest still comprising two free checked luggage per person. The costs on the other airlines have slithered up to $ 30 per baggage, each-way. That adds up.

Our lineage programme is to not try out a brand-new credit card unless it offers us $ 500 in total appraise. Time the free allotment flights from the points are enough to satisfy that pattern, and then you can add on the potential value of the attendant tickets.

Card regulations. All of these Southwest credit cards are subject to " 5/24" restrictions, which means that your application will be automatically denied "if youre having" opened 5 or more credit cards in the last 24 months( check your recognition reports ). Our household strategy is to have one person only apply for Chase 5/24 cards, and the other person applies for everything else. There is also this language on the consumer card 😛 TAGEND

The product is not available to either( i) current Cardmembers of any Southwest Rapid Rewards( r) Credit Card, or( ii) previous Cardmembers of any Southwest Rapid Rewards Credit Card who received a brand-new Cardmember bonus within the last 24 months. This does not apply to Cardmembers of the Southwest Rapid Rewards Business Card and Employee Credit Card products.

Basically, you can get one sign-up bonus from a Southwest consumer card formerly every 24 months. You can also get one sign-up bonus from a Southwest business card formerly every 24 months.

Extending your Companion Pass with Chase Ultimate Rewards targets. If "youve had" the Chase Sapphire Preferred or Chase Sapphire Reserve, you can transfer Ultimate Rewards points to Southwest degrees on a 1:1 basis. If you book an bestow flight with those Southwest spots while you have the Companion Pass, you can double the value of your Ultimate Rewards extents as well.

Bottom line. These Southwest credit cards already render hundreds of dollars worth of Wanna Get Away airfare, but if you time things right and perhaps compound a personal and business card, you can stack on the Southwest Companion pass, which provides a free companion ticket on every flight bought with currency or objects. Finally, Southwest still comprising two free checked crates per person on every flight.

Also see: Top 10 Best Credit Card Bonus Offers and the Top 10 Best Business Card Offers.

“The editorial material here is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Minds expressed here are the author's alone. This email may contain connects through which we are reimbursed when you click on or are approved for offers.”

Chase Southwest Credit Cards: 65,000 Bonus Points Worth Over $ 900 in Wanna Get Away Airfare from My Money Blog.

Copyright( c) 2004 -2 021 MyMoneyBlog.com. All Liberties Reserved. Do not re-syndicate without permission.

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23Jun/210

Emergency Broadband Benefit: $50/Month Off Home Internet For Low-Income, Job Loss, and Furloughed Workers

The Emergency Broadband Benefit Program affords a temporary discount on monthly broadband statutes for modifying households. This program is separate and in addition to the the existing Lifeline program. They has actually been running for a few weeks and over 1 million households have signed up. Learn more and apply at GetEmergencyBroadband.org and this FCC Consumer FAQ. Here's an excerpt on eligibility( emphasis mine ).

A household is eligible if one member of the household fulfills at least one of the criteria below 😛 TAGEND

Has an income that is at or below 135% of the Federal Poverty Guidelines or participates in certain assistance programs, such as SNAP, Medicaid, or Lifeline; Approved to receive benefits under the free and reduced-price school lunch program or the school breakfast program, including through the USDA Community Eligibility Provision in the 2019 -2 020 or 2020 -2 021 school years; Received a Federal Pell Grant during the current award year; Experienced a substantial loss of income due to job loss or furlough since February 29, 2020 and the household had a total income in 2020 at or below $99,000 for single filers and $198,000 for seam filers; or Meets the eligibility criteria for a participating providers’ existing low-income or COVID-1 9 platform.

I bolded the part that I believe includes a broader radical that may not realize they qualify for this assistance. Here is the documentation that they will require you to submit if you experienced job loss or furlough 😛 TAGEND

If you suffered a substantial loss of income since February 29, 2020 because you lost your job or were furloughed, you may qualify for the EBB Program.

You will have to show proof of the job loss or furlough, like a closure note or furlough notice, as well as proof of your total income, like a tax return or official documentation containing income information when you apply for the EBB Program. To modify in this way, your total household income in 2020 must be at or below $99,000( for single excise filers) and $198,000( for joint tariff filers ).

Here's a immediate summing-up of the benefits 😛 TAGEND

The Emergency Broadband Benefit will provide a deduction of up to $ 50 per month towards broadband assistance for eligible households and up to $ 75 per month for households on qualifying Tribal districts. Eligible households can also receive a one-time discount of up to $ 100 to purchase a laptop, desktop computer, or tablet for their participation providers if they contribute more than $ 10 and less than $50 toward the acquisition price.

Not every single broadband provider offers the Emergency Broadband Benefit, but most do; Look for your provider now. Some providers may push you to switch to a different plan.

Once approved, the $50/ month discount will appear automatically on your broadband invoice. You can get the discount even if you have a past due poise, and you can sign up for new service if you don't have existing service.

“The editorial content here is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Beliefs expressed here are the author's alone. This email may contain ties through which we are offset when you click on or are approved for offers.”

Emergency Broadband Benefit: $50/ Month Off Home Internet For Low-Income, Job Loss, and Furloughed Workers from My Money Blog.

Copyright( c) 2004 -2 021 MyMoneyBlog.com. All Rights Earmarked. Do not re-syndicate without permission.

Read more: mymoneyblog.com

27Mar/210

5% Cash Back Cards: Gas Stations, Home Improvement, Wholesale Clubs, Streaming Services – April through June 2021

5percentbackActivation open for 2nd Quarter 2021. The credit cards below offer up to 5% cash back on specific categories that rotate each quarter. It takes a little extra attention, but it can add up to hundreds of dollars in additional wages per year without altering your expend garbs. You are also welcome to buy knack cards at situates with 5% back now but expend the endow posters last-minute. New cardmembers may also get an upfront sign-up bonus.

Chase Freedom Flex Card

From April 1st through June 30 th, 2021 you can earn 5% money back on up to $1,500 spent in the following categories 😛 TAGEND

Gas stations( includes Fuel from Sam's Club, BJs, Safeway, and Walmart) Home Improvement Supermarket

Enroll each quarter online in your Chase account or at ChaseBonus.com. As long as you activate by June 14 th, the wages are retroactive. Technically, you give Ultimate Rewards times which can also be converted to airline miles or inn objects instead of cash if you have a Chase Sapphire Preferred or Chase Sapphire Reserve card. Currently, the Chase Freedom Flex card is offering new entrants $200 if you sign on and meet $500 in obtains in your first three months. No annual fee.

Discover it 14 ImageDiscover it Card

From April 1st through June 30 th, 2021 you can earn 5% money back on up to $1,500 spent in the following categories 😛 TAGEND

Gas Stations Wholesale Clubs Select Streaming Service( including Apple Music, Apple TV +, AT& T TV Now, BET +, CBS All Access, DAZN, Disney +, ESPN +, Fubo TV, Google Play Movies& TV, HBO Max, Hulu, Netflix, Pandora, Philo, Peacock TV, Showtime, Sirius XM, Starz, Sling, Spotify, Vudu, YouTube TV .)

Enroll after logging into your online history( look on the right-hand side ). 5% wages won't apply until after you activate your honors, so it is best to activate now before you forget. No annual fee.

New cardmember bonus items. If you are a new applicant and sign on via my Discover Card referral link, you will get a $ 50 Cashback Bonus after your first acquire within 3 months of being approved. You will likewise get Cashback Match for an entire year- a dollar-for-dollar match of all the cash back you've earned at the end of your first time, automatically. During those 12 months, your 5% cash back reinforces becomes 10% currency back, and your 1% currency back payoffs become 2% cash back. You can corroborate this on the employment by looking under" Calls and Situations" or sought for" cashback coincide" and" word credit give ":

Cashback Match: We’ll competition all the cash back rewards you’ve payed on your credit cards from the working day your new history is approved through your first 12 consecutive billing dates or 365 days, whichever is longer, and add it to your remunerations account within two money periods.

TERMS OF STATEMENT CREDIT OFFER: You will receive a $50 Statement Credit after making a purchase that uprights to your history within 3 month of accounting opening. You must apply through your friend's referral link and be approved by December 31, 2021 in order to be eligible for the $50 Statement Credit offer. Offer may not be combined with any other introductory offer. Promotional award will be applied within 8 weeks.

ABOC Platinum Rewards Card- $150 Statement Credit Offer

From April 1st through June 30 th, 2021 you can earn 5x payoffs on up to $ 1500 in mixed purchases this part in the following categories 😛 TAGEND

Home improvement Gardening and nurseries Home rendering accumulations Costco.com, Target.com, Walmart.com See full listing of eligible MCC codes on their site.

You must register every quarter at ABOCRewards.com or in your online chronicle. Currently, the ABOC Platinum Rewards Mastercard is offering a $150 account recognition if you sign up and obligate $1,200 in obtains in your first 90 days. No foreign transaction fees. No annual fee.

U.S. Bank Cash+ Visa Signature Card. You get to choose the two 5% money back categories every quarter, out of a preset selection of specific categories 😛 TAGEND

Fast Food Cell Phone Providers Home Utilities Ground Transportation Select Clothing Stores Electronics Storage Car Rentals Gyms/Fitness Centers Sporting Goods Accumulation Department Accumulation Furniture Store Movie Theaters TV, Internet, and Streaming Business

Unfortunately, you can't pick a broad-spectrum category like gas stations, diners, or food market. Make sure to choose your categories each quarter, even though they are you want them to stay the same. If you do not choose your lists, all obtains revert to only deserving 1% currency back for that quarter. No annual fee.

American Express Blue Cash Preferred Card.

6% cash back at US supermarkets all year long( on up to $6,000 per year) 6% currency back at adopt US streaming subscriptions( includes Disney +, Hulu, ESPN +, Netflix, Sling, Vudu, Fubo TV, Apple Music, SiriusXM, Pandora, Spotify, YouTube TV, and more ). 3% currency back at US gas stations and transit countries( taxis/ rideshare, parking, charges, sets, buses and more ).

I use this placard all time long for groceries, and then in December use up the$ 6k annual restriction on endowment posters bought in the supermarket aisle. New cardholders are also eligible for a $300 statement credit after $3,000 in acquires within the first 6 months.$ 0 intro annual cost for the first year, then $95. See items in link.

Amazon Prime Rewards Card. Earn 5% back at Amazon.com and Whole Food all year long. Prime membership expected. New cardholder bonus varies by person. No annual fee.

Citi Dividend Card. This poster is no longer available to brand-new entrants, but if you still have the grandfathered poster you can view and trigger your quarterly 5% list here. Limit of $300 money back for the calendar year.

Don't settle for the" 1% on everything else" that these posters render. Get 2% currency back or higher. Check out the card-specific evaluates for details.

Citi Double Cash Card Review . 2% cash back. No annual fee. Fidelity Wages Visa Card Review . 2% money back. Fidelity account necessitated, but there is no minimum balance requirement. No annual fee.

“The editorial content here is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Rulings expressed here are the author's alone. This email may contain ties-in through which we are reimbursed when you click on or are approved for offers.”

5% Cash Back Cards: Gas Station, Home Improvement, Wholesale Clubs, Streaming Service- April through June 2021 from My Money Blog.

Copyright( c) 2004 -2 021 MyMoneyBlog.com. All Privileges Reserved. Do not re-syndicate without permission.

Read more: mymoneyblog.com